|
LOAN MODIFICATION
Reasonable Attorney's Fees!
Stay in your home • Lower payments you can afford • Make up missed payments • Stop foreclosure • Avoid bankruptcy • No need to refinance • Keep your current loan
In many areas of California it is impossible to refinance a mortgage because the appraised values of homes have dropped so much. If this is the case with you, the only way to change the terms of your mortgage is to "modify" your loan. We work with your lender to change to terms of your existing loan. This is not a refinance but a contractual modification of your existing loan to give you payments you can live with. With the deluge of foreclosures today lenders are more willing to cooperate in this process. If you qualify, we may be able to workout your loan to give you a lower interest rate and payments, extend the term of your loan, add missed payments to the principal, etc.
Please call to discuss if you might qualify for a loan modification.
Bankruptcy
If you are in foreclosure and nearing the sale date, the lender will usually postpone the sale if you are negotiating a loan modification. If the lender won't postpone the trustee's sale, the best solution might be a last resort bankruptcy filing which stops the trustee's sale by law.
Our broker is also a licensed attorney who can help you with the loan modification and a bankruptcy filing if it becomes necessary.
(415) 286-4335
It can be done!
Bankruptcy Attorney • Real Estate Broker • Mortgage Broker
RUN YOUR OWN CREDIT REPORT HERE
If you desire, you can click on the link above and run your own credit report now through Credex, a major credit reporting agency. This is a complete report which you can print out immediately. It will include your credit scores from Equifax, Experian and Trans Union which will be used in approving your mortgage.
If you wish to apply for a modification, a loan, or discuss your situation please call us at:
(415) 286-4335
_____________________________________________________________________
California DRE License #00658119
|
