WHAT INFORMATION WILL BE NEEDED FOR YOUR APPLICATION?
Everything you submit over this website is 100% secure. We never share it with anyone without your permission. Here is a list of information that you will need for your application:
• Name, address and social security number for borrower and co-borrower.
• Employment history for the last two years: Employment dates, employer addresses, employer phone numbers, and your income.
• Checking and savings accounts, CD's, retirement accounts, brokerage accounts, etc: Name and location of bank or institution and current account balances. In most cases you will also need the last two month's statements* or other two month documentation of these accounts.
• Automobiles: Make of automobiles and current value.
• Real Estate: Address, type of property, current value, taxes and insurance, and any rental income.
• Other Assets: Estimated total value of personal and household property.
• NOTE: The list of your debts will be taken directly from your credit report.
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Self-employed and Applying for Stated Income Loan |
• Business license covering the last two years, or letter from a CPA or licensed tax preparer verifying two years of self-employment.*
FHA and Other Loans Requiring Income Verification
• Salaried: Last two paystubs and last two years W's or 1099's.*
• Self employed: Last two years 1040 tax returns.*
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Renter During Last 24 Months |
• Name, address and phone number of landlord in past 24 months.*
• Purchase contract and all addenda.*
• Proof of two months "seasoning" of your down payment, closing costs and reserves in an account in your name.*
• If a source of your down payment is a gift: Name, address and relationship to the donor. Gift funds will be verified.*
• Note: Not all loan programs allow gifts to be part of the down payment.
*Documents or information marked with an asterisk will be needed later. You can go ahead and fill out the online application now without them.
